Buffalo Cooperative Federal Credit Union

We know our membership

Established in 1979 as a non-profit cooperative financial institution, the Buffalo Cooperative Federal Credit Union is federally incorporated and is owned and operated for the benefit of our members.

The BCFCU is a Community Development Financial Institution located in the heart of the Elmwood Village. The BCFCU provides a place where members can manage their finances in a fair, balanced, and supportive environment. We are a low income designated credit union that focus on helping those how are underserved and in need of help the most.

Service We Provide

Buffalo Cooperative Federal Credit Union is incorporated under federal lawn and is owned and operated for the benefit of the members who use its services.

LOANS

The BCFCU offers a wide array of loans to meet your needs. We’ll help you make wise use of credit to improve your life.

COSTS AND FEES

Use a BCFCU debit card (also known as a check card) to authorize payments from your share draft checking account.

MORTGAGES

OwnersChoice Funding is a broker that can help you find the right mortgage! Your credit union provides the funds.

SHARE CERTIFICATES

Get a great rate on term share accounts – offerings from 3 to 18 months to help maximize your savings.

Our Client Testimonial

See what our customers have to say us!

“This is the only financial institution worth banking with in WNY. They treat you like a person and not a number like corporate banks. The staff and managers are all incredibly personable and they really work for the members. Skip the mega banks and go with these guys!”

Michael Puma

“Co-op credit union is a nice and welcome alternative to the generic banks. Keeps money in the community rather than places throughout the world where big banks' funds tend to settle. Staff people are friendly and helpful. What are you waiting for? Take your money out of a corporate bank and conduct your financial transactions here. 'Nuff said.”

Randy Atlas

Why People Choose Us

We’re not a bank, we’re a family:

Our members know our staff well and are treated with respect.

We are a Community Development Financial Institute:

We focus on low income people who are underserved by “for profit” banks. We work with of all credit scores to fix their credit, finance emergencies, and serve all other financial needs that our community won’t get help with from the big banks.

Low rates for loans all sizes:

Most banks or credit unions won’t make small loans for people who need it most, we work with everyone to make a loan or line of credit that makes sense at a low interest rate.

Democratically Controlled:

Our members are our first priority and our boss. The members elect the Board of Directors and are the only shareholders we answer too.

We are here to help you

Our dedicated specialists are here for any questions you may have

Apply For Loan

Looking to buy a car or home loan? then apply for loan now.

Get Appointment

Call us at

(716) 881-3767

lnfo@bcfcu.com

Talk to Advisor

Need to loan advise? Talk to our Loan advisors.

Meet The Advisor

Lowest Car Loan Rate 1.99%